These are the terms and conditions that govern the use of this service and the agreement between you and the company. These Terms and Conditions set forth the rights and obligations of all users with respect to their use of the service.
Your access to and use of the service is conditioned upon your acceptance of and compliance with these Terms and Conditions. These Terms and Conditions apply to all visitors, users and others who access or use the service.

YK & Associates (referred to as “we” or “us”) reserves the right, at our sole discretion, to change, modify, add or remove portions of these Terms and Conditions at any time. You should review these Terms and Conditions periodically for changes. By using this site after we post changes to these Terms and Conditions, you agree to accept those changes whether or not you have reviewed them. If you do not abide by the provisions of these Terms & Conditions, except as we may otherwise provide from time to time, you agree that we may immediately deactivate or delete your user account and all related information and files in your user account and/or bar any further access to such information and/or files, or our website. Further, you agree that we shall not be liable to you or any third party for any termination or cancellation of your access to, or use of, our websites.

We are the owner and operator of this website and some or all of the products sold thereon. No part of the products may be copied, or changed in any format, sold, or used in any way other than what is outlined within the products under any circumstances. And you may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information or materials (including images, text, page layout, or form) of ours or of any third party on the website without our express written consent. You may not use any meta tags or any other “hidden text” utilizing our name or trademarks without our express written consent. Any unauthorized use of the website terminates the permission and license granted by us. You are granted a limited, revocable, and nonexclusive right to create a hyperlink to the homepage of the website so long as the link does not portray us or any products or services offered on the website in a false, misleading, derogatory, or other manner which we deem offensive. You may not use any logo or other proprietary graphic or trademark on the website as part of the link without our express written permission. You will not use any device, software or routine to interfere or attempt to interfere with the proper working of the website. You will not take any action that imposes an unreasonable or disproportionately large load on our infrastructure.

The information contained in this website and any of the products and programs marketed through it (including but not limited to any seminar content, manuals, PDFs, downloadable recordings, mp3s, or other content in any format) is based on sources and information reasonably believed to be accurate as of the time it was recorded or created. However, this material deals with topics that are constantly changing and are subject to ongoing changes related to science and technology, the market place as well as legal and related compliance issues. Therefore, the completeness and current accuracy of the materials and information on this website cannot be guaranteed. The end user of these materials and information should therefore use the contents of this website and the materials marketed through this website as a general guideline and not as the ultimate source of current information. When appropriate, users are responsible for their own use.  Any case studies, examples or illustrations appearing on this website or in any of the products marketed through it, cannot guarantee that the user will achieve similar results. In fact, the user’s results may vary significantly. Factors such as the user’s personal constitution, the user’s personal effort and many other circumstances and variables may and will cause results to vary.

The information provided in this website and in the products marketed through this website is provided on an “AS IS” basis. The sole warranty made regarding products sold through this website is simply that if the buyer follows the recommendations provided but does not achieve the stated results, the buyer may get a refund, under terms stated in the packaging or in the delivery mode of that product. Those results are the buyer’s responsibility as the end user of the product. We shall not be liable to users, buyers, or any other party for any damages, or costs, of any character, including but not limited to direct or indirect, consequential, special, incidental, or other costs or damages, in excess of the purchase price of the product or services. We do not warrant the performance, effectiveness or applicability of any sites listed or linked to in this website or the materials. All links are for information purposes only and are not warranted for content, accuracy or any other implied or explicit purpose.